Self-Employed? How to Get a Mortgage Without a Standard W-2

Being self-employed offers flexibility, independence, and unlimited income potential. But when it comes to qualifying for a mortgage, entrepreneurs, freelancers, consultants, and business owners often encounter one major obstacle: the absence of a traditional W-2. If you’ve ever been told your income “doesn’t qualify,” despite earning well, you’re not alone. Mortgage underwriting is designed around … Read more